FAQ

Frequently Asked Questions

Everything you need to know about modular homes, our process, and working with Florida Home Buy.

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About Modular Homes

A modular home is a prefabricated structure built in sections (modules) at a factory, then transported to your site and assembled on a permanent foundation. Unlike manufactured homes (which follow federal HUD codes), modular homes are built to state and local building codes — in Florida, that's the Florida Building Code (FBC).

The key differences are building codes and foundations. Modular homes are built to state/local codes (Florida Building Code) and placed on permanent foundations — they're treated as real property. Manufactured homes follow federal HUD codes and typically sit on non-permanent foundations. Modular homes appreciate like traditional homes; manufactured homes often depreciate.

Often better. Modular homes are built in controlled factory environments, meaning no weather damage during construction, precision engineering, and consistent quality control. They must pass the same inspections as traditional homes and meet the same Florida Building Code standards.

Yes. Modular homes are engineered for high-velocity wind zones and can be built to withstand 180+ MPH winds — suitable for Category 4-5 hurricanes. The factory-controlled construction and reinforced connection points often make them more structurally sound than site-built homes.

Yes. According to the National Association of Realtors, modular homes on permanent foundations appreciate at the same rate as traditional stick-built homes. They are appraised and financed the same way as traditional homes.

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